Dave is the main point of contact for all investment and portfolio-related questions.
He believes in clear and concise recommendations that are designed to directly address the personal needs and objectives of each client. His goal is for clients to fully understand and be comfortable with the recommendations and advice they receive before implementing any plan. Dave proactively monitors and manages client accounts and communicates regularly when there are concerns or recommendations for change.
Background and Family
Dave graduated from Illinois State University in 1998 and immediately started helping others with their financial planning. He earned the Certified Financial Planner™ designation in 2003 (which he voluntarily resigned in February of 2023) and the Chartered Financial Consultant designation in 2005. Over the span of his career, Dave has guided his clients through some of the most dynamic and uncharted situations for investors: the burst of the dot.com bubble and the subsequent correction from 2000-2002, the longest war in our nation’s history, the September 11 attacks, the corporate scandals of Enron and Worldcom, a disputed Presidential election, the 2008 financial crisis, the Bernie Madoff and Russ Wasendorf scandals, the collapse of Lehman Brothers, the first-ever downgrade of our nation’s credit rating, a global pandemic and interest rates at 41-year highs.
Dave met his wife Staci at Illinois State University. They were married in 1998 and moved to Janesville, Wisconsin, where Dave started his career as a Financial Advisor. In 2000, Dave was recruited by a national financial services firm to take over their office in Cedar Falls, Iowa. This was a homecoming for Staci, who grew up in the area.
Christian earned the rank of Eagle Scout in 2019 while keeping himself busy in high school with band, tech team at church and working full-time. During the summer he serves at Pine Lake Camp in Iowa, Eagle Lake Camp in Colorado and tours on the road with various musical artists. In the fall of 2022 he started his college career at Belmont University in Nashville, TN where he is studying audio engineering. After college, Christian hopes to work with lighting, sound production or video editing.
Anna has been an animal lover from day one. She spent countless hours at the barn after receiving the gift of her dream horse. She has traded in her riding boots for running shoes and earned a spot on the Cedar Falls varsity cross country and track teams. She also loves to dance and compete in triathlons. Anna’s goal is to become a veterinarian and perhaps work in the office of Dr. Jeff Young, “Rocky Mountain Vet,” who has given her some amazing experiences. She currently works as a vet tech for a Cedar Falls veterinarian.
Carson enjoys baseball, track, hunting and especially football where he plays wide receiver for Cedar Falls High School. He also earned the rank of Eagle Scout in 2020. He aspires to pursue a career in engineering.
The Becker family took a wonderful and unexpected turn in 2015 when Staci was invited to visit an orphanage in China that the family had been financially supporting. Dave was in favor of the trip itself but felt that the nest at home was already full. To make a long story short, God did some miraculous work in Dave’s heart and also clearly removed some barriers that often exist in adoption. Before Staci had even returned to the United States, the ball was in motion to adopt the boy who stole her heart in China. One year later, the Beckers traveled to China as a family of 5 and returned home as a family of 6.
Jonah has a personality that is larger than life and he wants to be friends with everyone. He would play with friends 24/7 if he could. He is a proud member of the Iowa Grizzlies wheelchair basketball team. He also loves sled hockey, baseball, wrestling and hunting.
Staci cherishes her role as a stay-at-home mom. When not playing social coordinator and chauffeur, she has volunteered for school, Pony Club, Jonah’s former orphanage, Pine Lake Camp, the Place to Play Park and the Iowa Grizzlies.
In addition to his work responsibilities, Dave has also volunteered at school, coached soccer and robotics, served as a trustee at church, led a Cub Scout pack and cheered his kids on in everything they do. He has always said that he makes his best investments at home.
Statement of Faith
As a born-again, evangelical Christian, my faith is the most important aspect of my life. That faith is based on the following principles:
The Word of God
I believe that the Bible is the fully inspired Word of God, without error in the original manuscripts, written under the inspiration of the Holy Spirit, and that it has supreme authority in all matters of faith and conduct.
(2 Timothy 3:16; 2 Peter 1:20-21)
I believe that there is one living and true God, eternally existing in three persons, equal in every divine perfection, and that they execute distinct but harmonious roles in the work of creation, providence, and redemption.
(Genesis 1:1,26; Matthew 28:19; John 1:1,3; 4:24; Acts 5:3,4; Romans 1:20; Ephesians 4:5,6; 2 Corinthians 13:14)
God the Father
I believe in God, the Father, an infinite, personal spirit, perfect in holiness, wisdom, power, and love. I believe that He concerns Himself mercifully in the affairs of each person, that He hears and answers prayer, and that He saves from sin and death all who come to Him through Jesus Christ.
(Isaiah 40:28, Jeremiah 33:3, John 14:1-14,23, James 4:8, Romans 11:32-36)
I believe in Jesus Christ, God’s only Son, who was conceived by the Holy Spirit, and is fully God and fully man. I believe in His virgin birth, sinless life, miracles, and teachings. I believe in His substitutionary atoning death on the cross, bodily resurrection, ascension into Heaven, perpetual intercession for His people, and personal visible return to Earth.
(Isaiah 53; Matthew 1:18-25, 20:28, 28:6; Luke 1:26-38; John 3:16; Romans 3:24-26, 5:1, 9:5, 10:9; 1 Corinthians 1:30-31, 15:3, 15:14; 2 Corinthians 5:21; Ephesians 1:7 Titus 2:13; 1 John 2:2)
The Holy Spirit
I believe in the Holy Spirit who came forth from the Father and Son to convince people of their sin, Christ’s righteousness, the judgment to come, and to regenerate, sanctify, and empower all who believe in Jesus Christ. I believe that the Holy Spirit indwells every believer in Christ, and that He is an abiding helper, teacher, and guide.
(John 16:8-13; 1 Corinthians 6:11; Romans 8:26-27)
I believe that all people are sinners by nature and by choice and are, therefore, under condemnation. I believe that Jesus Christ died on the cross for our sins as a substitutionary sacrifice for us. I believe that those who repent of their sins and trust in Jesus Christ as Savior are saved from condemnation by grace and regenerated by the Holy Spirit.
(Genesis 1:26-27, 3:1-24; Matthew 20:28; John 3:16; Romans 3:1-25, 5:12-18; Ephesians 2:8-9; 1 John 1:8-9)
I believe in the personal and visible return of the Lord Jesus Christ to Earth and the establishment of His kingdom. I believe in the resurrection of the body, the final judgment, the eternal joy of the righteous, and the endless suffering of the wicked.
(Matthew 25:31-46; John 5:28-29, 14:1-3; 1 Corinthians 15:1-58; 2 Corinthians 5:10, Philippians 3:20; 1 Thessalonians 4:16-17, Revelation 11-15, 20:4-6)
Baptism and Communion
I believe that the Lord Jesus Christ has committed two ordinances to the local church: baptism and communion. I believe that Christian baptism is the immersion of a believer in water in the name of the triune God as a public declaration of their faith. I believe that those who take communion, which was initiated by Christ for commemoration of His death, should be believers walking in fellowship with Him.
(Matthew 28:18-20; Acts 2:38-46, 8:36-40, 10:47, 18:8; Romans 6:3-4, 1 Corinthians 11:23-29)
Life of a Believer In Christ
I believe that every human being has direct relations with God, and is responsible to God alone in all matters of faith. I believe that Christians should live for the Glory of God and the well-being of others. Believers should seek to realize for themselves and others full maturity in Christ, who lived a perfect life. Believers should be active and regular members of a church community, whose primary task is sharing the gospel of Jesus Christ with a lost world
(Matthew 28:18-20; John 15:1-13; Romans 3:19-26, 6; 1 Corinthians 12:13; Galatians 3; Ephesians 2:8-9; Hebrews 10:24-25)