Keystone Wealth Management

CONNECT

Address:

999 Home Plaza, Suite 100-G
Waterloo, IA 50701

Phone:

(319)883-3096

Fax/Other:

(888)369-7483

Team

"None of us is as smart as all of us" - Ken Blanchard

 

Dave Becker - Owner/Certified Financial Planner®

I am my client's main point-of-contact for all investment and portfolio-related questions.  I am also the one that proactively monitors client's accounts and notifies them individually if there are concerns or if something needs to be changed.  Finally, when it comes to your hard-earned finances, I do not assign the management of your account to anyone else.  If you have a concern related to your investments, I will be the one that handles it directly.  

I believe that no one can be a jack-of-all-trades and I am no exception to that.  Because of that, I have surrounded myself with a team of professionals to help assist you in your financial goals.

These include:

 

Barb Kirby - Assistant

Barb is my day-to-day assistant.  She is what helps keep me organized and aware of non-market changes in each client's account that I need to address.  She is also my client's go-to person for administrative questions relating to checks, statements tax information and the like.  Barb is an invaluable asset to my team.

 

 

 

Cetera Financial - Broker Dealer

Cetera Financial Group is the second largest independent financial advisor network in the nation by number of advisors and is focused on serving the needs of investors with best-in-class solutions. Cetera Financial Group provides award-winning(1) wealth management and advisory platforms, comprehensive broker-dealer and registered investment adviser services, and innovative technology for more than 9,700(2) independent financial professionals and more than 500 financial institutions nationwide. Cetera Financial Group offers the benefits of a large, established and well-capitalized firm, while serving advisors in a way that is customizable to their unique needs and aspirations.  I especially utilize the Cetera Advanced Markets area that provides cutting-edge, comprehensive wealth solutions to clients in an easy to understand format.  This area is comprised of Certified Public Accountants, attorneys, insurance specialists and industry veterans.  

 

 

 

Industry Award Winner

(2) This includes VSR Financial and Girard Securities, following the close of their acquisitions by RCAP.

Diversified Brokerage Services

DBS was founded in 1968 as a brokerage wholesaler representing multiple carriers serving the upper midwest.  Their goal was to provide a single outlet for insurance agents to supplement the products provided by their primary carriers.  Over time, DBS developed a number of business relationships with national and regional distribution systems and by 1989 had become a national organization with licenses in all 50 states.  Today, DBS has grown to more than 50 employees on staff that provides Touchstone Wealth Management with best-in-class insurance solutions and strategies for my clients.

 

BNY Mellon/Pershing

BNY Mellon is a global investment company dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle. Whether providing financial services for institutions, corporations or individual investors, BNY Mellon delivers informed investment management and investment services in 35 countries and more than 100 markets. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments. BNY Mellon is the corporate brand of The Bank of New York Mellon Corporation.

Pershing, a BNY Mellon company, and its affiliates provide global financial business solutions to advisors, asset managers, broker-dealers, family offices, fund managers and registered investment advisory firms. A financial services market leader located in 23 offices worldwide, Pershing is uniquely positioned to provide advisors and firms global insights into industry trends, regulatory changes and best practices, as well as shifts in investor sentiment and expectations. Pershing provides solutions—including innovative programs and business consulting—that help create a competitive advantage for our clients.

Online access to their accounts is provided to clients through Albridge Wealth Reporting, an affiliate of Pershing.  Albridge allows clients to not only view their holdings on a daily basis, it also allows them to check on any transactions, view their asset allocation, calculate the performance of their accounts and even customize the dates they are viewing the information for.  Albridge's robust and straight forward approach to account information has been a highly-useful tool in assisting clients' when monitoring their portfolios.  The following is a sample of just one of the many reports that clients have online access to through Albridge Wealth Reporting:

  

Pershing is also where my client's accounts are held.  Pershing is the industry's largest clearing firm in our industry with the scale and investment selection to advisors and their clients that only they can provide.  Because Pershing is an independent, third-party entity from both Touchstone Wealth Management and Cetera Financial Group and is also the firm that generates client statements and trade confirmations, clients can rest assured in the integrity of not only their assets, but also in the information they are being provided about them.  

Investment Companies

I leverage a wide-variety of investment companies that specialize in various areas of financial management to help deliver the best possible solutions for clients and their financial situation. These investment companies are an invaluable resource to me on changes in the market landscape, new product innovations or changes to existing products, hosting client seminars, and product solutions.